A choice of removals insurance cover

Pickfords’ offers either Itemised Cover and Total Value Cover,  and you can choose the most appropriate removals insurance so that your goods are protected and your demands and needs are met.

Itemised Cover

The part of the proposal form for this cover contains a list of items that you may wish to take with you to your new home. You should insert the number of items and their replacement value at destination on the proposal form. You can add items not already listed on the form. You should insure ALL your goods. Items valued £500 and over must be individually declared or insurers will assume the maximum value is not greater than £500.

Total Value Cover

The part of the proposal form for this cover provides an alternative way of valuing all your goods by using the volume of your consignment in cubic feet: less the items you have packed yourself. Items valued £1,000 and over must be individually declared or insurers will assume that the maximum value is not greater than £1,000.Items that have not been packed by the contractor (Pickfords or our Agent) are not covered by the insurance policy. 

Insurance Protection

Both Covers provide the same insurance protection, no excess, with the basis of settlement being, at insurers option - the repair, replacement or financial compensation, for loss or damage to your goods, subject to the terms and conditions of the policy, which we do suggest you read.  The Insurance policy will pay for partial loss or damage of a shipment.   For instance, the most common cause of claims are scratching, denting and breakage, which may be caused by a variety of incidents including rough handling by stevedores or shipping lines or by bad weather on the high seas.

Unexplained ‘loss’ of items such as cameras or PC’s is common at certain destinations where security standards may be lax.  Cover is also included against the risks of riots, war at sea and terrorism in other words incidents beyond your or our control, which do give rise to claims.

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