I am considering extended or standard liability cover, is this insurance?
Some moving companies offer extended or standard liability. This is not insurance of your goods but insurance of your remover.
The legal complexities of this product could leave you disadvantaged.
Why choose Pickfords' Insurance?
Different removal companies offer different insurance policies with varying levels of cover so deciding which "goods in transit insurance" to choose can be confusing.
The difference between liability and Pickfords' Goods in Transit Insurance:
Claim against the insurer not the mover
Liability claims are made against the mover, who may decide not to accept liability and refuse to compensate you. With Pickfords Goods in Transit Insurance you sign a contract that entitles you to submit a claim directly against the insurer resulting in justified compensation.
Rights of recourse
Liability claimants have no right of recourse to the Insurance Ombudsman Service.
Moving Services Group UK Ltd, trading as Pickfords is Authorised and Regulated by the Financial Services Authority, which means the claimant has the right of recourse if they feel they have been missold insurance.
Comprehensive cover
If you choose liability cover you will have to prove negligence by the moving company in order to make a claim.
Pickfords' Goods in Transit Insurance will provide you with compensation if your policy covers the loss or damage.
Liability cover offers customers indemnity insurance. This means you will be compensated to the second-hand value of the goods. Your goods will not be replaced or repaired as new.
Pickfords' Insurance will compensate for, replace or repair any lost or damaged goods at the insurers option.